F. got the contract back, no sneaky changes, so go, go, go. She's already scheduled property, roof and pest inspections for one day next week; also has the sewer lateral video inspection (City of Richmond has a grant program for sewer laterals, but you have to submit a video inspection and three bids). Since she knows that we want to replace the carpet in the living room and dining room before moving in, she suggests getting them out for an estimate the same day.
We met with the mortgage broker on Friday; he took us through our various options. Both the Husband and I thought he'd been through Dale Carnegie training, because he made a point of saying our names every time he responded to a question. "Well, M., that's a very good question." "Now, M., the reason that I bring this up is..." We signed heaps of paper, many more to follow, I know.
We finished up with time to spare, so on our way home we stopped at Tulip Floors in Berkeley, since the Husband and I had not discussed specifics of a wood floor, and I wanted to find out if we were on the same page. We both wanted darker wood (yay) but the Husband surprised me by leaning towards a scraped finish - he said a flat finish looks like you've panelled your floor. Seven years of marriage, and I'm still learning new things. Scraped finish it is! We make an appointment for Tulip to come out and measure, give us an estimate.
Then we go home and sit with a calculator and some paper, and write all the numbers down. Once again, I feel the need for a brown bag. There's not much chance we can close by November 30, so hoping the federal government will extend the tax benefit for first time homebuyers past November 30...that $8,000 would be a nice step to replenishing the savings.